She’s also been a business owner previously. She did tax preparation and small business bookkeeping service. She also provided training service to banks and credit unions for their loan staff, and net mortgage business owners.

Because of her experience as a manager and business owner, she understands and has the knowledge of what her business clients are facing.

She prides herself on making the clients feel comfortable.

She truly understands that they are probably facing the largest liability they will ever take on in their lifetime, so she treats their situation very seriously.

Because her clients are very concerned about integrity and service, she focuses on delivering assistance with the utmost honesty and conscientiousness.

Joanne now deals with financing for businesses, though she has been involved in residential mortgages previously. The deals she works with run the gamut, from those that have been previously turned down by a bank, to those that are simply so large, a bank doesn’t want to get involved.