Livin' The Dream - Program Archive

Evolution of a Business Model

07/03/07

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Monique Fisher

Interiors By Monique
135 Brookwood Lane
East Bolingbrook, IL 60440

Email - monique@interiorsbymonique.net
Phone - (630) 364-3825
Web - www.interiorsbymonique.net

Heather Klein

Emmy and Me Interiors
1211 N Washington St
Naperville, IL 60563

Email - heather@emmyandmeinteriors.com
Phone - (630) 564-0437
Web - www.emmyandmeinteriors.com

Overview

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Monique Fisher has a business called Interiors by Monique, and you might recognize that name, as she is one of our sponsors.

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Monique operates a home-based business specializing in redesigning and staging.

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Heather Klein’s business is called Emmy and Me, and she also specializes in redesigning and staging.

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Monique and Heather met through a professional association they both belong to.

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Recognizing that they both love to teach, they have joined forces to expand their offerings to include classes on home staging and other home design related subjects.

Maurice Brewer

AMCORE Bank
1180 East Higgins Rd
Schaumburg, IL

Email - maurice.brewer@amcore.com
Phone - (847) 273-3519
Web - www.amcore.com

Overview

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Businesses can be victims of two kinds of fraud: Check and Electronic (ACH and Wire transfer).

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In a recent survey, 72% of businesses experienced actual or attempted fraud. 31% experienced fraud in excess of $25,000!

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Check Fraud may be the result of a changed payee on the check, counterfeit checks, or use of a lost/stolen check. AMCORE offers the Positive Pay Service, at $35 per month to protect against this. If the bank sees a suspicious check coming through, they’ll call the business to verify the check.

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Another service AMCORE offers is called ACH Debit Filters and Blocks. It costs $10 to set up, with a monthly fee of $15. AMCORE similarly monitors your ACH transactions and will call for suspicious activity.

Karen Emerzian

Huntington Learning Center
Phone - (201) 261-8400 x475
Email - emerziank@huntingtonlearningcenter.com
Web - www.huntingtonlearningcenter.com

Overview
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Huntington has been around for 30 years.

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They have 300 franchise units, and continue to experience significant growth.

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They provide tutoring services for students age 3 to adults.

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They provide tutoring services in reading, writing, math, and study skills. They also specialize in SAT and ACT preparation. They are also part of the No Child Left Behind ACT, which is for families who cannot afford to pay for the program themselves.